Hello friends, welcome to another post of our website today, in which we are going to tell you about India’s Top Credit Card, which will prove to be very useful for you, today we are going to talk about this card, that Top Credit The card is related to Axis Bank, you get to see Axis Bank, but today we are going to talk about it, its name is Axis Bank Credit Card, with the help of this you are going to get many benefits, which will be very useful in your daily life.
What is Axis Bank Credit Card?
A credit card is a financial instrument issued by banks with a pre-set credit limit that allows you to do cashless transactions. The card issuer determines the credit limit based on your credit score, credit history and your income. Credit cards allow you to make transactions independent of your account balance. However, these amounts are required to be repaid at the end of the pre-specified credit period.
Who can take the credit card?
If you have a standard income from your investments, freelance work or professional fees, then you can get a standard credit card on this basis. However, you will not be able to apply for a Standard Credit Card online if you are not employed. Such people have to visit the bank branch to apply for the Standard Credit Card.
Top Axis Bank Credit Cards – Year 2022
Axis Bank credit cards are designed to offer benefits like travel, rewards, cashback etc. You can choose the credit card as per your requirement and apply based on your eligibility. Some of the top credit cards offered by Axis Bank are as follows.
Axis Bank Flipkart Credit Card Annual Fee 500, Joining Fee 500, Suitable Shopping, Minimum Income Rs 15,000. every month
Axis Bank Neo Credit Card Annual Fee 250, Joining Fee 250, Suitable Shopping, Entertainment Minimum Income Rs 30,000. every month
Axis Bank My Zone Credit Card Annual Fee 500, Joining Fee 500, Suitable Entertainment, Minimum Income Rs 30,000. every month
Axis Bank Select Credit Card Annual Fee Rs.3,000, Joining Fee Rs.3,000, Eligible Travel, Shopping, Rewards Rs.75,000
Axis Bank Ace Credit Card Annual Fee 499, Joining Fee 499, Applicable Cashback, Minimum Income Rs 30,000. every month
Other Axis Bank Credit Cards :- Apart from these credit cards mentioned above, there are many other credit cards that can be offered by Axis Bank as per the requirement of different income and business groups. You can choose the card that suits you best based on your spending pattern and financial capability. Below are the other credit cards offered by Axis Bank:-
Indian Oil Axis Bank Credit Card Annual Fee 500 for Fuel
Axis Bank Vistara Credit Card Annual Fee Rs.1,500, for Travel
Axis Bank Vistara Signature Credit Card Annual Fee Rs.3,000, for Travel
Axis Bank Vistara Infinite Credit Card Annual Fee Rs.10,000, for Travel
Axis Bank Aura Credit Card Annual Fee 749, for Health & Wellness
Axis Bank Pride Platinum Credit Card Annual Fee 250, for Defense Personal
Axis Bank Pride Signature Credit Card Annual Fee 500, for Defense Personal
How to apply for Credit Card?
Nowadays all banks take online application for credit card on their website, for whatever bank you have an account with, you can apply online by visiting that bank’s website, after applying the bank will call you, and some information Will ask, after that your application will be accepted by the bank, then after a few days the bank will inform you.
How to Check Credit Card Eligibility?
- Primary cardholder between the age of 18 years to 70 years
- Add-on cardholder should be above 18 years of age
- Net income of ₹ 9,00,000 and above per annum
- Indian resident and non-resident
What is the credit card limit?
I have a credit card from SBI and the credit card limit is Rs 10,000 per month. So you cannot spend more than Rs 10,000 per month. Credit card limits usually differ from issuer to card issued by the issuer (bank).
What are the benefits of Axis Bank Credit Card?
The card has been designed keeping in mind the various uses and customers, using them you can avail exclusive benefits on a combination of dining, travel, e-commerce etc.
The benefits of Axis Bank Credit Card include:-
- complimentary flight ticket
- movie ticket discount
- waiver of fuel surcharge
- airport lounge access
- Discounted deals on hotel bookings and restaurant orders
Which bank gives the fastest credit card in India?
Some of the best credit cards for online shopping in India are SBI Simply Click Credit Card, HDFC Moneyback Credit Card, Axis Bank Neo Credit Card and ICICI Amazon Credit Card.
What are the disadvantages of credit card?
No potential harm. Yes in other cards which can be possible. Non-payment due to over limit. Annual fee of Rs.500 and that too waived off on spending of Rs.2 lakh from this card.
What should be the salary for credit card?
Almost Axis Bank Banks give credit cards to their customers. Customers take credit cards from their preferred banks or banks of their choice. Most of the banks in India have set a minimum monthly salary of ₹15000 to avail credit cards. has made.
How much is the charge for all credit cards?
While up to Rs 100-500, Rs 100 late fee, while up to Rs 501-5000, you may have to pay a charge of Rs 500. At the same time, Rs 600 will be charged on 5001-10000, Rs 800 on 10001-25000. Whereas Rs 1100 on Rs 25001-50000 and Rs 50,000 onwards , 1300 fine will be imposed on more.
So friends, in this post of ours today, we have come to know that how you can apply for Credit Card from Axis Bank, what benefits you will get from here, how much you can get benefit from here. So that’s it for today’s post.