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HDFC Bank Millennia Credit Card Benefits | Rewards | Apply Online |

HDFC Millennia Credit Card

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HDFC Bank gives you a cashback credit card named HDFC Millennia Credit Card. In this Credit Card, you get Visa payment, goes to MasterCard variant, you also get Dinner Club variant. Here you are charged an annual fee of ₹ 1000.

Keeping in mind its customers, HDFC Bank offers five percent cashback through this credit card on some very famous websites like Amazon, Book My Show, Flipkart, Myntra, Sony Liv, Swiggy Zomato and if you spend anywhere else If you do, you will definitely get 1% cashback. In this credit card, you also get welcome benefits and along with that you also get the option of waiving off the renewal fee if you spend up to a certain amount.

Also Check -: One Card Credit Card Review | Annual Fees & Joining Fees |

HDFC Millennia Credit Card Rewards and Benefits

  • First of all, you will be given 1000 Cashpoints here.
  • You can also get a 20% Discount at certain restaurants that have partnered with HDFC Bank.
  • Here you can get 5% Cashback at HDFC Bank partnered online merchants and 1% Cashback if you spend on any option.
  • Talking about the table benefit, here you get a complimentary airport lounge access.
  • And of course you also get domestic lounge access, which will give you 8 visits in 1 year.
  • Here you will get to see Zero Library Protection, under which if your card disappears, you will inform the bank, then you will not have to pay any kind of loss.

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HDFC Bank Millennia Credit Card Fees and Charges

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HDFC Bank Millennia Credit Card Fees and Charges

  • You get to see a Joining Fee ₹1000.
  • You will also get a Renewal Fee ₹ 1000 only, which can be waived if you spend ₹ 100000 from HDFC Millennia Credit Card within 1 year.
  • If you want to avail the rewards, you need to pay a Redeeming Fee ₹99.
  • You get to see a Foreign Currency Markup 3.5%.
  • You are charged an Interest Rate 3.6%.
  • The loan amount is charged to you as cash advance charges and you are charged a Minimum of ₹500.

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HDFC Millennia Credit Card Eligibility Criteria

  • You must be at least 21 years of age.
  • Your monthly salary should be ₹ 35000.
  • And if you have a business, you are self-employed, then your annual income should be ₹ 600000.

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How to apply for HDFC Bank Millennia Credit Card?

  • First of all, you have to go to the HDFC Bank website, in which you have to go to the Credit Card page.
  • Then you have to sign up for Millennia Credit Card by clicking on the sign up button.
  • After this you will be redirected to HDFC Bank Credit Card application page where you have to fill an application form.
  • Then the bank will check your application and see if you are eligible for this card then give you the bank card.

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HDFC Bank Millennia Credit Card REVIEW

Millennia Credit Card offered by HDFC Bank is a very good Credit Card, for all those people who want to do online shopping. Here you can get 5% cashback on very famous websites of India including Amazon and Flipkart. Here you get different reward points, which you can redeem and take advantage of.

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So friends, in this post of ours, today we have told you about HDFC Millennia Credit Card, if you have liked this information, then tell us in the comment below and share this post with your friends.

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