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HDFC Millennia Credit Card 2024 Joining & Renewal Fees | Benefits

HDFC Millennia Credit Card

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Hello Friends, in this article we are going to talk about HDFC Millennia Credit Card. The HDFC Bank Millennia Credit Card is designed for millennials, specifically those born in the ‘90s. This basic credit card has an annual fee of Rs. 1,000. It offers 5% cashback on purchases from Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato, and 1% cashback on all other online and offline purchases. With a 5% cashback rate on Amazon and Flipkart, the card combines benefits similar to both the Amazon Pay ICICI and Flipkart Axis Credit Cards. Cashback is earned as CashPoints, which can be used to pay off the card’s statement balance, book flights or hotels, or buy products from HDFC’s catalog. Additionally, the card provides gift vouchers and one free airport lounge visit each quarter if you spend Rs. 1 lakh in that period.  So, if you want to get information regarding this Credit Card, keep reading the article till the end & after reading the full will come to an conclusion that you should use this credit card or not.

Best Cashback Credit Cards in India (2024)

Name HDFC Millennia Credit Card
Joining Fee ₹1,000
Renewal Fee ₹1,000
Welcome Benefits 1,000 Cash Points as a Welcome Benefit.
Reward Type Cash Back

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HDFC Millennia Credit Card Fees and Charges

HDFC Millennia Credit Card Fees and Charges

  • Joining & Renewal fee: The joining and renewal fees for the HDFC Millennia Credit Card are ₹1,000.
  • Interest Charges: The interest charges applicable on the card are 3.6% p.m. (43.2%p.a.)
  • Cash Advance Fee: For every cash withdrawal using the card from ATMs, you are charged 2.5% of the amount or flat Rs.500, whichever is higher.
  • Foreign Currency Markup: The card charges 3.5% as the international currency markup fee.

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HDFC Millennia Credit Card Joining Fee?

Joining Fes of HDFC Millennia Credit Card is ₹1,000.

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HDFC Millennia Credit Card Renewal Fee?

In HDFC Millennia Credit Card, there is a Renewal Fee of ₹1,000. This Fes Can be Waived Of if you spend ₹1 Lakh or more in one Year. So you don’t have to pay anything for renewal of HDFC Millennia Credit Card.

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Interest Rates 3.6% Per Month
Fuel Surcharge 1% fuel surcharge waiver
Cash Advance Charges 2.5% / minimum fee of Rs. 500.

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HDFC Millennia Credit Card Advance Charges?

On using this credit card, you are charged a minimum cash advance charge of ₹500 and 2.5%.

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HDFC Millennia Credit Card Interest Rate?

In this credit card, you can be charged interest rate of 3.6% per month.

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HDFC Millennia Credit Card Fuel Surcharge?

Fuel Surcharge Waiver of 1% is given to you in HDFC Millennia Credit Card.

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HDFC Millennia Credit Card Eligibility Criteria

  1. The age of the primary cardholder must lie between 21 and 40 years.
  2. You Must be a resident of INDIA.
  3. The applicant should have a stable source of income.
  4. Your Income Should be ₹35,000 if you are a Salaried Person & if you are a Self-Employed then your ITR must be greater than ₹6 Lakh.
  5. The applicant should have a decent credit history.

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Who Should Get this CREDIT CARD?

The HDFC Millennia card is designed for young professionals starting their credit journey and looking to build a strong credit profile. HDFC Bank offers additional shopping benefits from partner websites like Amazon, Swiggy, Zomato, Uber, and Flipkart. Whether you enjoy traveling, watching movies, dining out, or shopping, this card offers various perks. Begin your savings journey with the HDFC Millennia Card. Also, don’t forget to share your thoughts and opinions on the HDFC Millennia Credit Card in the comments section.

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FAQ

How To Apply For HDFC Millennia Credit Card?

To apply for an HDFC Millenia Credit Card, just follow these easy steps. First, click on the “Apply Now” button on this page. This will take you to HDFC’s credit card application page. There, you’ll need to fill out a form to submit your application.

What are the Annual Charges of HDFC Millennia Credit Card?

There is a annual charge of ₹1,000 , which can we waived off if you spend ₹1 Lakh or more in one Year.

Can You With Draw Cash From HDFC Millennia Credit Card?

Yes, you can take out cash from an ATM using your HDFC Millennia Credit Card. There’s a fee for this service, which is 2.5% of the amount you withdraw, with a minimum charge of Rs. 500.

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