Paysense Loan App : Get ₹5 Lakh Personal Loan in 2024

Paysense Loan App

Paysense Loan App also has more than one crore downloads on Play Store and has a rating of 3.6 level. Paysense Loan App is a loan app which provides loans in more than 600 cities and it also has more than 3 lakh happy customers, that is, more than 3 lakh people have taken loan here and are happy. Here you get a personal loan at affordable interest rates with zero collateral with a flexible EMI option. You can get a personal loan up to Rs 5 lakh here which you can withdraw into your bank account in just 2 minutes. If you want to take a loan here, then you do not have to worry about having a high credit score because loans are available for every person here. You can apply for a loan here in a completely paperless manner.

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What is Paysense Loan App?

Paysense is a digital lending platform operated by PaySense Services India Private Limited, a company registered with the Reserve Bank of India (RBI) as an NBFC (Non-Banking Financial Company). It caters primarily to young Indian citizens, offering instant personal loans and credit lines through a user-friendly mobile application.

Paysense loan app Loan Amount?

With Paysense Loan App, you can get a loan ranging from ₹ 5000 to ₹ 5 lakh in no time. You can take a maximum loan of ₹ 5 lakh from Paysense Loan App.

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Paysense Loan App Interest Rate?

With Paysense Loan App, you can take loan at interest rates ranging from 16% to 36%. In Paysense Loan App, you get loan at a maximum interest rate of 36% on the loan.

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Paysense Loan App Tenure Rate?

With Paysense Loan App, you can take loan for minimum 3 months and maximum 60 months i.e. you can take loan for up to 5 years.

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Paysense Loan App Pre-Payment Charges?

If you want to repay the loan before time, then you can talk about 6 EMIs and on them also you are charged a for closure charge of 4%, on top of which you will be charged additional GST of 18%.

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What are the late payment charges in Paysense Loan App?

In Paysense Loan App, you are charged late payment charge of ₹ 500 on which GST of 18% will also be levied. You should avoid these late payment charges because late payment not only results in you being charged extra but doing so can also spoil your credit score. So in such a situation, you should take the loan only as much as you can repay and keep the auto debit feature enabled, under which even if you forget to return the loan amount, the fixed amount will be withdrawn from your bank account on the fixed date. You go back to Paysense Loan App.

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How to Apply for a Loan on Paysense Loan App

1. Download the App: Download the Paysense Loan App from the Google Play Store.
2. Register: Create an account by providing your basic information and verifying your mobile number.
3. Submit Loan Application: Fill out the online application form, specifying the loan amount and repayment tenure (or credit line limit if applicable).
4. Upload Documents: Upload the required documents as per the app’s instructions. These may include KYC (Know Your Customer) documents like PAN card, Aadhaar card, and income proofs.
5. Credit Assessment: Paysense will assess your creditworthiness based on your submitted information.
6. Loan Approval: You will receive a notification regarding your loan application status within minutes.

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Paysense Loan App Eligibility Criteria

• You must be a citizen of India.
• Your age should be between 21 years to 60 years.
• And as we told, it provides loans in more than 600 cities, so you must be a resident of those 600 cities.

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